Investor Visa-Citizenship-by-Investment > Malta Residence and Visa Program

Malta Residence and Visa Program

Investment threshold will increase on January 1st, 2025

The changes will affect all investment conditions, from the minimum amount for property rental to associated fees. Make sure to apply and obtain EU permanent residency without overpaying till the end of 2024.

OPTION 1. Combine a government contribution with a property purchase

Contribute €68,000 to the Government of Malta. You must also buy a property worth at least €300,000 in the Malta Permanent Residence Programme areas of South of Malta and Gozo. However, this increases to €350,000 in any other part of the country

OPTION 2. Make a contribution to the Maltese Government and rent a property

Contribute €98,000 to the Government of Malta. You must also rent a Maltese residential property with an annual lease of at least €10,000 in the South of Malta and Gozo. However, this figure rises to €12,000 if you rent for 12 months in any other part of the country.

To be eligible for the Malta Permanent Residence Programme (MPRP), you must, firstly, prove you have €500,000 in financial assets, of which €150,000 must be available liquid assets. In addition, all dependents over 18 need an affidavit of support for inclusion.

However, to add parents or grandparents, you will need to pay a €7,500 administration fee for each dependent. You must also keep the property for at least 5 years and make a charitable donation of €2,000 as well.

You must also “make a donation of €2,000 to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organisations.”

This is a low capital outlay compared to other EU residence permit programmes and you can enjoy visa-free travel throughout the Schengen area.

Benefits of Malta permanent residence

1. Visa-free travel to the Schengen countries

Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.

2. Living, working and doing business in Malta

Investors get permanent residence valid for life. They can move to Malta, register a company, find a job and become a tax resident of the country.

3. Access to European healthcare and education

Maltese permanent residents don’t need visas for medical treatment in Maltese clinics or study in local schools and universities. They can also access clinics and educational institutions in other Schengen countries: a visa-free visit can last for up to 90 days.

4. “Safe haven” in Malta

Investors aren’t obliged to live in Malta to get or maintain a permanent residence. They can create a safe haven: buy or rent housing and open a bank account to transfer capital in the country. If there are any issues in the country of residence, investors can quickly move to Malta with their families.

5. An opportunity to become Malta’s tax resident

If an investor spends 183+ days a year in Malta, they can become a tax resident. The country’s tax system may be attractive compared to some other states. However, getting a PR permit doesn’t lead to any incentives in Malta — investors pay taxes according to general rules.

6. A convenient path to residency

Applicants mustn’t pass any language tests or live in Malta for several years to apply for permanent residence.

7. Permanent residence for 4 generations of a family

Investors’ spouses, children, parents and grandparents can be included in the applications.